Loan Programs
Understand your options.
Find your next step.
A mortgage should fit your goals, your finances, and the property you’re buying. Start with this guide, then let’s talk through your situation.
A starting point for your conversation
Loan options I offer
From home purchases and refinances to investment, commercial, and specialty financing, I handle these loan options personally. We’ll review the programs that fit your goals. Eligibility, terms, and availability depend on your situation and lender requirements.
Conventional & jumbo mortgages
Home financing options for purchases and refinances, including larger loan amounts.
FHA & FHA 203(k)
FHA financing and FHA 203(k) renovation loan options.
VA mortgages
VA loan options for eligible veterans, service members, and surviving spouses.
Refinance & cash-out
Review options for your existing mortgage, including accessing home equity.
Investment property & DSCR
Financing options for investment properties, including DSCR programs.
Fixed-rate, ARM & interest-only
Compare payment structures and loan terms around your goals.
Reverse mortgages
Explore whether a reverse mortgage fits your goals and circumstances.
Commercial financing
Financing for commercial real estate and multifamily property needs.
Construction loans
Explore financing for your next construction project.
Bridge financing
Discuss short-term financing to help bridge your next move.
Learn more: CFPB mortgage loan guide ↗
Start with what matters to you
The right questions come before the right loan.
Buying a home?
Let’s discuss your budget, down payment, timeline, and monthly payment goals.
Considering a refinance?
Let’s compare your existing loan with potential alternatives, including closing costs and your break-even point.
A different scenario?
Investment property, self-employment, or a unique income picture? Tell me the details so we can explore what may fit.
Simple, Responsive, Human
Let’s talk about your next move.
Scott Adams · Mortgage Broker & Advisor
NMLS #254088